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Discover how Geovanne Colon simplifies the mortgage qualification process for you.
Apply today for the mortgage
that’s right for you.
Unlock Low Rates with Ease
Discover how Geovanne Colon simplifies the mortgage qualification process for you.
Low Rate.
Zero Hassles.
Get a free quote
Low Rate.
Zero Hassles.
Get a free quote
Feel Overwhelmed by Mortgage Choices? I Understand.
Feeling Lost in a Sea of Mortgage Options? Finding the right mortgage can be a daunting task. With an overwhelming array of rates, terms, and lenders, it's easy to feel lost and uncertain. Are you worried about high interest rates, hidden fees, or choosing a mortgage that doesn't fit your long-term goals?
Welcome to Your Gateway to Home Ownership
Embark on a seamless journey towards your dream home with Geovanne Colon, your trusted ally in mortgage solutions. With years of expertise and a commitment to securing the lowest rates, my mission is to transform the complex landscape of home financing into a simplified, transparent path leading straight to the keys of your new home.
Why Choose Us?
Ready to Start?
Your perfect home won't wait forever, and neither should you. Begin your journey today with a loan officer that puts you first. By choosing us, you're not just getting a loan – you're gaining a lifelong partner in all your mortgage endeavors.
Start your no-obligation consultation now and join the myriad of satisfied homeowners who have unlocked the doors to their future with ease and confidence. Dive into our world of simplified lending, and let's turn your homeownership dreams into reality.
Welcome Home!
Loan Programs We Help With
Seamless Solutions, Limitless Possibilities
Residential Mortgage Programs
1. FHA Loans
Federal Housing Administration (FHA) Loans
• Suitable for first-time homebuyers
• Low down payment options (as low as 3.5%)
• Requires mortgage insurance
• Lenient credit scores accepted
• 203K Renovation Loans Available
2. Conventional Loans
Conventional Mortgage Loans
• Preferred by borrowers with stronger credit
• Down payments as low as 3%
• Available in fixed or adjustable rates
• No government insurance premiums
• HomeStyle Renovation Loan Available
3. USDA Loans
US Department of Agriculture (USDA) Loans
• Ideal for eligible rural and suburban homebuyers
• Zero down payment
• Low insurance costs
• Income and geographic restrictions apply
4. VA Loans
Veterans Affairs (VA) Mortgage Loans
• Exclusively for veterans, active-duty service members, and eligible spouses
• No down payment required
• No mortgage insurance needed
• Competitive interest rates
A. ITIN - No Social Security Loans
• For borrowers with an Individual Tax Identification Number
• Lacks Social Security number
B. 1099 Loans
• Designed for independent contractors or self-employed individuals
• Based on the 1099 tax form income
C. VOE Only
• Verification of employment as the primary source of income validation
D. Asset Depletion
• Utilizes borrower's liquid assets for qualification purposes
E. Bank Statement Loans
• Income based on bank statements, suitable for self-employed borrowers
F. DSCR - Investor No Income Verification
• For real estate investors, using property cash flow as a qualification metric
Non-Qualified Mortgage (Non-QM) Loans
Loan Programs We Help With
Seamless Solutions, Limitless Possibilities
Residential Mortgage Programs
1. FHA Loans
Federal Housing Administration (FHA) Loans
• Suitable for first-time homebuyers
• Low down payment options (as low as 3.5%)
• Requires mortgage insurance
• Lenient credit scores accepted
2. Conventional Loans
Conventional Mortgage Loans
• Preferred by borrowers with stronger credit
• Down payments as low as 3%
• Available in fixed or adjustable rates
• No government insurance premiums
3. USDA Loans
US Department of Agriculture (USDA) Loans
• Ideal for eligible rural and suburban homebuyers
• Zero down payment
• Low insurance costs
• Income and geographic restrictions apply
4. VA Loans
Veterans Affairs (VA) Loans
• Exclusively for veterans, active-duty service members, and eligible spouses
• No down payment required
• No mortgage insurance needed
• Competitive interest rates
Non-Qualified Mortgage (Non-QM) Loans
A. ITIN - No Social Security Loans
• For borrowers with an Individual Tax Identification Number
• Lacks Social Security number
B. 1099 Loans
• Designed for independent contractors or self-employed individuals
• Based on the 1099 tax form income
C. VOE Only
• Verification of employment as the primary source of income validation
D. Asset Depletion
• Utilizes borrower's liquid assets for qualification purposes
E. Bank Statement Loans
• Income based on bank statements, suitable for self-employed borrowers
F. DSCR - Investor No Income Verification
• For real estate investors, using property cash flow as a qualification metric
More Loan Programs
Foreign National Loans
• Tailored for non-U.S. citizens looking to buy investment or vacation properties in the U.S.
• May require larger down payments and proof of foreign income.
Jumbo Loans
• Exceed the loan limits set by the FHFA for conventional mortgages.
• Requires non-traditional underwriting to accommodate the larger loan amount.
Real Estate Investor Loans
• Customized loans for experienced real estate investors.
• Can include options for multiple properties under a single loan (blanket loans).
Non-Warrantable Condo Loans
• For condos that do not meet specific requirements by Fannie Mae or Freddie Mac.
• Necessary for financing condos in buildings with more owner-occupied spaces or litigation issues.
Credit Event Loans
• Available to borrowers with significant derogatory credit events, such as bankruptcy or foreclosure.
• Typically requires a higher down payment or additional reserves.
Hard Money/Private Lending
•For immediate or short-term financing needs
• Higher-cost, short-term loans
• Asset-based lending criteria
• Terms typically around 12 months
Fix and Flips
• Loans crafted for renovating and flipping properties
Commercial Loans
•Tailored for businesses to purchase or refinance commercial property
• Offering solutions for office buildings, retail spaces, and industrial properties
• Custom terms to align with business strategies
New Construction
• Financing for ground-up construction projects
Small Business Administration (SBA) Loans
• Federally backed to help start or grow a business
• Lower down payments
• Longer repayment terms
• Focused on small businesses
Bridge Loans
• Short-term loans to bridge the gap during transitional periods
Down Payment Assistance Programs
• Provides prospective homebuyers with loans or grants that they can use toward the down payment for a house.
• Most down payment assistance programs are designed for first-time homebuyers and offered by various institutions, such as government, non-profits, or lenders.
More Loan Programs
Foreign National Loans
• Tailored for non-U.S. citizens looking to buy investment or vacation properties in the U.S.
• May require larger down payments and proof of foreign income.
Jumbo Loans
• Exceed the loan limits set by the FHFA for conventional mortgages.
• Requires non-traditional underwriting to accommodate the larger loan amount.
Real Estate Investor Loans
• Customized loans for experienced real estate investors.
• Can include options for multiple properties under a single loan (blanket loans).
Non-Warrantable Condo Loans
• For condos that do not meet specific requirements by Fannie Mae or Freddie Mac.
• Necessary for financing condos in buildings with more owner-occupied spaces or litigation issues.
Credit Event Loans
• Available to borrowers with significant derogatory credit events, such as bankruptcy or foreclosure.
• Typically requires a higher down payment or additional reserves.
Hard Money/Private Lending
•For immediate or short-term financing needs
• Higher-cost, short-term loans
• Asset-based lending criteria
• Terms typically around 12 months
Fix and Flips
• Loans crafted for renovating and flipping properties
Commercial Loans
•Tailored for businesses to purchase or refinance commercial property
• Offering solutions for office buildings, retail spaces, and industrial properties
• Custom terms to align with business strategies
New Construction
• Financing for ground-up construction projects
Small Business Administration (SBA) Loans
• Federally backed to help start or grow a business
• Lower down payments
• Longer repayment terms
• Focused on small businesses
Bridge Loans
• Short-term loans to bridge the gap during transitional periods
Down Payment Assistance Programs
• Provides prospective homebuyers with loans or grants that they can use toward the down payment for a house.
• Most down payment assistance programs are designed for first-time homebuyers and offered by various institutions, such as government, non-profits, or lenders.
Who We Help?
Seamless Solutions, Limitless Possibilities
First Time Home Buyers
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
Move Up and Second Home Buyers
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
Refinancing Home Owners
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
Investment Buyers
If you're buying real estate for investment purposes, we can help you secure low rate financing to maximize your ROI.
Seniors Seeking Reverse Mortgages
If you are 62 years or older and are looking for options to stay in your home without a mortgage payment or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
What My Clients Say
Ready to Find Your Perfect Mortgage?
Are You A First Time Home Buyer?
Download Our Free Home Buyer's Guide
Other Resources You'll Find Helpful
Buyer's Guide for Real Estate Agent
(English)
Buyer's Guide for Real Estate Agent
(Spanish)
Seller's Guide for Real Estate Agent
(English)
Seller's Guide for Real Estate Agent
(Spanish)
Calculate Your Mortgage Payment
Our Blogs
2025 Massachusetts: First-Time Homebuyer FHA Loan, Mortgage Loan Limits
2025 Massachusetts: First-Time Homebuyer FHA Loan and Mortgage Loan Limits
Understanding FHA Loans for First-Time Homebuyers
For first-time home buyers, the prospect of obtaining a mortgage can seem overwhelming. South Wind Financial simplifies this process by offering expert guidance on various loan programs, including FHA loans. If you’re buying your first home in Massachusetts, understanding the benefits and requirements of these loans is essential. Let Geovanne Colon help you navigate the complexities and secure your future. Call us today for personalized assistance!
What is an FHA Loan?
An FHA loan is a type of home loan insured by the Federal Housing Administration, making it easier for first-time homebuyers to purchase a home. These loans require lower credit score requirements and down payments than conventional loans. South Wind Financial can help you understand how an FHA loan works and if it’s the right loan type for you. Contact Geovanne Colon to learn more about Massachusetts FHA loans and start your journey towards homeownership!
Benefits of FHA Loans for First-Time Homebuyers
FHA loans are a great option for first-time homebuyers and offer several advantages. These advantages include:
Lower down payment options
More lenient credit score requirements
This makes it easier for first-time buyers to enter the housing market. Additionally, FHA loans can be beneficial for those with limited savings, as they often require less upfront cash. South Wind Financial, with Geovanne Colon, can guide you through these advantages, ensuring you make the most of these benefits. Call us today!
Eligibility Requirements for FHA Loans
To qualify for an FHA loan, first-time homebuyers must meet specific eligibility requirements, including a minimum credit score, income verification, and debt-to-income ratio thresholds. Borrowers will also need to pay mortgage insurance premiums. South Wind Financial, led by Geovanne Colon, can help you assess your eligibility and guide you through the application process for a Massachusetts FHA loan. Contact us to determine if you meet the criteria and begin your path to homeownership.
2025 Mortgage Loan Limits in Massachusetts
Understanding 2025 mortgage loan limits in Massachusetts is crucial for first-time homebuyers. These limits determine the maximum loan amount you can borrow without needing a jumbo loan. South Wind Financial, guided by Geovanne Colon, provides expert advice on navigating these loan limits to help you purchase a home. Explore the available options and plan your home buying strategy effectively. Call us today to get started!
Overview of 2025 Loan Limits
The 2025 mortgage loan limits in Massachusetts are set by the federal government and can vary depending on the county. These loan limits impact the maximum loan amount available for conforming loans, including FHA loans. South Wind Financial, with Geovanne Colon, can provide up-to-date information on these limits to help you make informed decisions. Contact us to understand how these limits affect your home purchase.
Maximum Loan Amounts for FHA Loans
The maximum loan amount for FHA loans is determined by the FHA and varies based on the location and property type, with higher limits typically found in high-cost areas. For first-time homebuyers, knowing these maximums is critical when considering a home in Massachusetts. South Wind Financial and Geovanne Colon can help you navigate these specifics. Contact us for details on how these loan amounts apply to your situation.
Impact of Loan Limits on Home Buyers
Loan limits significantly affect first-time home buyers, particularly in high-cost areas like Massachusetts. If the purchase price exceeds the loan limit, buyers may need to consider alternative financing options such as jumbo loans or increase their down payment to meet the payment requirements. South Wind Financial and Geovanne Colon can assist you in exploring the impact of loan limits on your home buying process and find the best solution. Call us to explore your options.
Assistance Programs for First-Time Home Buyers
Available Payment Assistance Options
Massachusetts offers various payment assistance options to support first-time homebuyers in achieving their dreams of homeownership. These first-time homebuyer programs are designed to alleviate the financial burdens associated with payment and closing costs. South Wind Financial, with Geovanne Colon, can help you navigate the landscape of first-time homebuyer assistance programs. Call us today to explore available loan program Explore various mortgage programs and secure the support you need.
How to Apply for Assistance Programs
Applying for assistance programs involves a detailed process, including eligibility verification for VA loans and documentation submission. South Wind Financial simplifies this by providing expert guidance through each step. Geovanne Colon and his team will assist you in gathering the necessary documents, completing the application accurately, and understanding the terms and conditions of each program, ensuring you meet all the requirements to buy a home. Contact us today!
Success Stories of First-Time Homebuyers
Hearing success stories from other first-time homebuyers can provide inspiration and confidence. Many individuals and families have successfully utilized assistance programs to overcome financial hurdles and achieve homeownership in Massachusetts. South Wind Financial takes pride in helping people, and Geovanne Colon wants to help. Contact South Wind Financial today to begin writing your own success story and explore available options!
Choosing the Right Lender for Your FHA Loan
Factors to Consider When Selecting a Lender
Selecting the right lender for your FHA loan is a critical decision that can significantly impact your home buying process. Key factors to consider include interest rates, fees, loan terms, and the lender's reputation and customer service. South Wind Financial, with Geovanne Colon, can help you evaluate these factors to find the lender that best aligns with your needs and goals. South Wind Financial can connect you to the loan officer that is right for you.
Comparing Loan Offers from Different Lenders
Comparing loan offers from different Our network of lenders can help you navigate the options available for a VA loan or other financing solutions. Understanding the local housing market is essential to ensure you secure the most favorable terms for your monthly payment. FHA loan. Focus on comparing interest rates, fees, and monthly payment options available through various lenders. loan structures to identify the most cost-effective option. South Wind Financial and Geovanne Colon provide tools and resources to help you analyze and compare offers, ensuring you make an informed decision about the mortgage programs available. Contact us and we can help you purchase a home.
How South Wind Financial Can Help You
South Wind Financial, led by Geovanne Colon, is dedicated to assisting first-time homebuyers in navigating the complexities of FHA loans and mortgage loan limits in Massachusetts. We provide personalized guidance, expert advice, and comprehensive support throughout your home buying process. Whether you need help understanding eligibility requirements for USDA loans, comparing payment requirements, or exploring other options. loan offers, or exploring assistance programs, we are here to help you. Contact us today to start your journey towards homeownership! South Wind Financial wants to help you understand mortgage insurance premiums and mortgage payments.
Navigating the Massachusetts Housing Market
Current Trends in the Massachusetts Housing Market
The Massachusetts housing market in 2025 is characterized by fluctuating interest rates and varying inventory levels, significantly impacting first-time homebuyers. Understanding these current trends is crucial when you’re buying a home in Massachusetts. South Wind Financial, with Geovanne Colon, closely monitors these market dynamics to provide timely advice and help you secure the best possible mortgage. Contact us to stay informed and make strategic decisions to buy a home.
Tips for Buying a Home in a Competitive Market
In a competitive market, strategic planning is essential for first-time buyers to buy a home. Here are some tips that can help:
Getting pre-approved for an FHA loan.
Being ready to make quick offers.
Working with a knowledgeable real estate agent.
South Wind Financial, with Geovanne Colon, helps you prepare your finances and navigate the home buying process effectively. Securing pre-approval can significantly strengthen your position and increase your chances. Give us a call so we can help!
Understanding Jumbo Loans and Their Limits
When the purchase price of a property exceeds the conforming loan limit for an FHA loan, jumbo loans may be necessary. These loans come with their own set of requirements, including higher credit score thresholds and larger down payments, especially for private mortgage insurance. South Wind Financial and Geovanne Colon can guide you through the process of understanding jumbo loans and determining if they are the right fit for your needs. Contact South Wind Financial and we can connect you with a loan officer.
Start Your Home Buying Journey
Contact South Wind Financial for Expert Guidance
Ready to start your home buying journey? South Wind Financial, led by Geovanne Colon, is here to provide expert guidance and support every step of the way. Whether you have questions about FHA loans, mortgage loan limits, or assistance programs, we have the answers you need to make informed decisions. Contact us today to schedule a consultation and begin exploring your options for a home loan, including USDA loans and VA loans. South Wind Financial will help you purchase a single-family home.
Schedule a Consultation with Geovanne Colon
Schedule a personalized consultation with Geovanne Colon to discuss your unique financial situation and home buying goals. Geovanne will provide tailored advice and recommendations to help you navigate the complexities of the Massachusetts housing market. Benefit from his expertise and discover the best loan program options available to you. Don't wait—take the first step towards homeownership by scheduling your consultation today to help you purchase a home.
Get Started on Your FHA Loan Application Today
Ready to take the next step? Get started on your FHA loan application with South Wind Financial today. Our streamlined application process and dedicated team will make it easy for you to gather the necessary documents and complete your application accurately for any mortgage programs you choose. Don't let the paperwork overwhelm you—let us guide you through the process and help you secure the financing you need to buy a home in Massachusetts. South Wind Financial wants to help you understand your mortgage insurance premiums.
2025 Massachusetts: First-Time Homebuyer FHA Loan, Mortgage Loan Limits
2025 Massachusetts: First-Time Homebuyer FHA Loan and Mortgage Loan Limits
Understanding FHA Loans for First-Time Homebuyers
For first-time home buyers, the prospect of obtaining a mortgage can seem overwhelming. South Wind Financial simplifies this process by offering expert guidance on various loan programs, including FHA loans. If you’re buying your first home in Massachusetts, understanding the benefits and requirements of these loans is essential. Let Geovanne Colon help you navigate the complexities and secure your future. Call us today for personalized assistance!
What is an FHA Loan?
An FHA loan is a type of home loan insured by the Federal Housing Administration, making it easier for first-time homebuyers to purchase a home. These loans require lower credit score requirements and down payments than conventional loans. South Wind Financial can help you understand how an FHA loan works and if it’s the right loan type for you. Contact Geovanne Colon to learn more about Massachusetts FHA loans and start your journey towards homeownership!
Benefits of FHA Loans for First-Time Homebuyers
FHA loans are a great option for first-time homebuyers and offer several advantages. These advantages include:
Lower down payment options
More lenient credit score requirements
This makes it easier for first-time buyers to enter the housing market. Additionally, FHA loans can be beneficial for those with limited savings, as they often require less upfront cash. South Wind Financial, with Geovanne Colon, can guide you through these advantages, ensuring you make the most of these benefits. Call us today!
Eligibility Requirements for FHA Loans
To qualify for an FHA loan, first-time homebuyers must meet specific eligibility requirements, including a minimum credit score, income verification, and debt-to-income ratio thresholds. Borrowers will also need to pay mortgage insurance premiums. South Wind Financial, led by Geovanne Colon, can help you assess your eligibility and guide you through the application process for a Massachusetts FHA loan. Contact us to determine if you meet the criteria and begin your path to homeownership.
2025 Mortgage Loan Limits in Massachusetts
Understanding 2025 mortgage loan limits in Massachusetts is crucial for first-time homebuyers. These limits determine the maximum loan amount you can borrow without needing a jumbo loan. South Wind Financial, guided by Geovanne Colon, provides expert advice on navigating these loan limits to help you purchase a home. Explore the available options and plan your home buying strategy effectively. Call us today to get started!
Overview of 2025 Loan Limits
The 2025 mortgage loan limits in Massachusetts are set by the federal government and can vary depending on the county. These loan limits impact the maximum loan amount available for conforming loans, including FHA loans. South Wind Financial, with Geovanne Colon, can provide up-to-date information on these limits to help you make informed decisions. Contact us to understand how these limits affect your home purchase.
Maximum Loan Amounts for FHA Loans
The maximum loan amount for FHA loans is determined by the FHA and varies based on the location and property type, with higher limits typically found in high-cost areas. For first-time homebuyers, knowing these maximums is critical when considering a home in Massachusetts. South Wind Financial and Geovanne Colon can help you navigate these specifics. Contact us for details on how these loan amounts apply to your situation.
Impact of Loan Limits on Home Buyers
Loan limits significantly affect first-time home buyers, particularly in high-cost areas like Massachusetts. If the purchase price exceeds the loan limit, buyers may need to consider alternative financing options such as jumbo loans or increase their down payment to meet the payment requirements. South Wind Financial and Geovanne Colon can assist you in exploring the impact of loan limits on your home buying process and find the best solution. Call us to explore your options.
Assistance Programs for First-Time Home Buyers
Available Payment Assistance Options
Massachusetts offers various payment assistance options to support first-time homebuyers in achieving their dreams of homeownership. These first-time homebuyer programs are designed to alleviate the financial burdens associated with payment and closing costs. South Wind Financial, with Geovanne Colon, can help you navigate the landscape of first-time homebuyer assistance programs. Call us today to explore available loan program Explore various mortgage programs and secure the support you need.
How to Apply for Assistance Programs
Applying for assistance programs involves a detailed process, including eligibility verification for VA loans and documentation submission. South Wind Financial simplifies this by providing expert guidance through each step. Geovanne Colon and his team will assist you in gathering the necessary documents, completing the application accurately, and understanding the terms and conditions of each program, ensuring you meet all the requirements to buy a home. Contact us today!
Success Stories of First-Time Homebuyers
Hearing success stories from other first-time homebuyers can provide inspiration and confidence. Many individuals and families have successfully utilized assistance programs to overcome financial hurdles and achieve homeownership in Massachusetts. South Wind Financial takes pride in helping people, and Geovanne Colon wants to help. Contact South Wind Financial today to begin writing your own success story and explore available options!
Choosing the Right Lender for Your FHA Loan
Factors to Consider When Selecting a Lender
Selecting the right lender for your FHA loan is a critical decision that can significantly impact your home buying process. Key factors to consider include interest rates, fees, loan terms, and the lender's reputation and customer service. South Wind Financial, with Geovanne Colon, can help you evaluate these factors to find the lender that best aligns with your needs and goals. South Wind Financial can connect you to the loan officer that is right for you.
Comparing Loan Offers from Different Lenders
Comparing loan offers from different Our network of lenders can help you navigate the options available for a VA loan or other financing solutions. Understanding the local housing market is essential to ensure you secure the most favorable terms for your monthly payment. FHA loan. Focus on comparing interest rates, fees, and monthly payment options available through various lenders. loan structures to identify the most cost-effective option. South Wind Financial and Geovanne Colon provide tools and resources to help you analyze and compare offers, ensuring you make an informed decision about the mortgage programs available. Contact us and we can help you purchase a home.
How South Wind Financial Can Help You
South Wind Financial, led by Geovanne Colon, is dedicated to assisting first-time homebuyers in navigating the complexities of FHA loans and mortgage loan limits in Massachusetts. We provide personalized guidance, expert advice, and comprehensive support throughout your home buying process. Whether you need help understanding eligibility requirements for USDA loans, comparing payment requirements, or exploring other options. loan offers, or exploring assistance programs, we are here to help you. Contact us today to start your journey towards homeownership! South Wind Financial wants to help you understand mortgage insurance premiums and mortgage payments.
Navigating the Massachusetts Housing Market
Current Trends in the Massachusetts Housing Market
The Massachusetts housing market in 2025 is characterized by fluctuating interest rates and varying inventory levels, significantly impacting first-time homebuyers. Understanding these current trends is crucial when you’re buying a home in Massachusetts. South Wind Financial, with Geovanne Colon, closely monitors these market dynamics to provide timely advice and help you secure the best possible mortgage. Contact us to stay informed and make strategic decisions to buy a home.
Tips for Buying a Home in a Competitive Market
In a competitive market, strategic planning is essential for first-time buyers to buy a home. Here are some tips that can help:
Getting pre-approved for an FHA loan.
Being ready to make quick offers.
Working with a knowledgeable real estate agent.
South Wind Financial, with Geovanne Colon, helps you prepare your finances and navigate the home buying process effectively. Securing pre-approval can significantly strengthen your position and increase your chances. Give us a call so we can help!
Understanding Jumbo Loans and Their Limits
When the purchase price of a property exceeds the conforming loan limit for an FHA loan, jumbo loans may be necessary. These loans come with their own set of requirements, including higher credit score thresholds and larger down payments, especially for private mortgage insurance. South Wind Financial and Geovanne Colon can guide you through the process of understanding jumbo loans and determining if they are the right fit for your needs. Contact South Wind Financial and we can connect you with a loan officer.
Start Your Home Buying Journey
Contact South Wind Financial for Expert Guidance
Ready to start your home buying journey? South Wind Financial, led by Geovanne Colon, is here to provide expert guidance and support every step of the way. Whether you have questions about FHA loans, mortgage loan limits, or assistance programs, we have the answers you need to make informed decisions. Contact us today to schedule a consultation and begin exploring your options for a home loan, including USDA loans and VA loans. South Wind Financial will help you purchase a single-family home.
Schedule a Consultation with Geovanne Colon
Schedule a personalized consultation with Geovanne Colon to discuss your unique financial situation and home buying goals. Geovanne will provide tailored advice and recommendations to help you navigate the complexities of the Massachusetts housing market. Benefit from his expertise and discover the best loan program options available to you. Don't wait—take the first step towards homeownership by scheduling your consultation today to help you purchase a home.
Get Started on Your FHA Loan Application Today
Ready to take the next step? Get started on your FHA loan application with South Wind Financial today. Our streamlined application process and dedicated team will make it easy for you to gather the necessary documents and complete your application accurately for any mortgage programs you choose. Don't let the paperwork overwhelm you—let us guide you through the process and help you secure the financing you need to buy a home in Massachusetts. South Wind Financial wants to help you understand your mortgage insurance premiums.
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South Wind Financial, Inc.
Mortgage Broker Lic #MB9462
Branch NMLS #86116
1356 Atwood Ave. Johnston, RI 02919
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